Main Phone Number: (716) 326-3858. To get to a specific branch press ‘3’. iTunes Store Google Play Mobile Site
  Home Page

News & Information

Bemus Point

We have recently purchased the former M&T Bank branch building in Bemus Point (21 Main Street). 
We are in the process of minor renovations and hope to have this new branch up and running by mid / late fall.  This updated branch will have an ATM and a drive-thru service. 

Unfortunately, this means we will be ending our branch in Stow. We apologize for the inconvenience this will cause some members.  However, we will be moving from a leased space to a space we own, which allows us a bit more freedom in the types of services we can offer, as well as considerably more ‘elbow room’.  More information will be made available as time moves on.

Remote Deposit Capture (RDC)

What is this new service, Remote Deposit Capture (RDC)?

  • RDC allows Inner Lakes members to take a picture of a check and upload it directly to their account for deposit.
What are the details?
  • Simply open the Inner Lakes mobile app, log into your account, and click on the “Deposit” button. The first time you do this, you will have a simple electronic sign-up form to complete and submit. We will then notify you that this free service is now available to you. After that, when you hit the “Deposit” button, you will simply type in the amount of the check, and then snap a picture of the check itself (front and back). When we receive a check image from you, we’ll post the deposit to your account.
What are the benefits?
  • saves time
  • completely free
  • available to all our members
  • convenient
  • simple to use
  • secure transfer
  • you have the ability to use it anytime, from anywhere
We’ve Joined Forces!

As a member of Inner Lakes you can now do the following transactions at any JACFCU branch:

  • cash and check deposits (no dollar limit)
  • cash and check withdrawals (verification and limits apply)
  • check cashing (verification and limits apply)

The JACFCU branch locations that are now available to you for these types of transactions are:

  • 915 East Second Street, Jamestown
  • 121 Chautauqua Avenue, Lakewood
  • 71 Main Street, Randolph
  • 7 North Pearl Street, Frewsburg
  • 1 East Main Street, Panama

Just find the green-colored poster that details this service, labeled “We’ve Joined Forces”. Complete the transaction slip that is provided next to the poster. Then take that slip to the teller and your transaction will be performed and posted to your account with Inner Lakes.

A member taking advantage of this service must provide a picture ID and a document that clearly shows their Inner Lakes account number (such as a membership card, a recent receipt, or a recent statement).

About Inner Lakes FCU
Who Can Join
Membership Application
Contact Information
Member Feedback
ILFCU Annual Report
This credit union is federally insured by the
National Credit Union Administration.
Privacy Policy
Website Terms
US Patriot Act
Enter Login ID:
Enroll Here   Forgot My Password   Security