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News & Information
Equifax Breach Notice

Equifax, one of the three major credit reporting bureaus, has experienced a data breach that may have affected 143 million Americans.

As a response to this breach, Equifax is offering free Identity Theft Protection and Credit File Monitoring to all U.S. consumers.

To see if you may have been affected, or for more information to protect yourself, visit www.equifaxsecurity2017.com or call 866-447-7559.
Please note that this is NOT an Inner Lakes CU breach.

Furthermore, for more information and best practices for what do post-breach please visit our tips for consumers.

2018 Scholarship Program

Inner Lakes is offering college-bound high school seniors the opportunity to compete for both statewide and credit union-wide college scholarships. Inner Lakes will award a total of 8 scholarships (in the amounts of $1,500, $1,500, $1,000, $1,000, $750, $750, $500 and $500) and may be used at a two- or four-year accredited educational institution.

Students can take advantage of this opportunity by completing three simple steps:

  1. Stop in to any Inner Lakes branch to request a scholarship application form or download it here. If the student is not a member of Inner Lakes, he/she can request a membership packet as well.
  2. Complete the application form, write an essay and obtain the required test transcripts, along with the signature of a parent or guardian.
  3. Return the completed form to any of our offices no later than January 5, 2018.

There is no fee for submitting an application, but students applying MUST be:

  • Members of Inner Lakes
  • College-bound high school seniors at the time of application
  • Attending either a two- or four-year accredited educational institution for the first time in the fall of 2018.

In early spring, applications will be judged against other submissions. Winners will be announced in April / May.
Download the Scholarship Application

We’ve Joined Forces!

As a member of Inner Lakes you can now do the following transactions at any JACFCU branch:

  • cash and check deposits (no dollar limit)
  • cash and check withdrawals (verification and limits apply)
  • check cashing (verification and limits apply)

The JACFCU branch locations that are now available to you for these types of transactions are:

  • 915 East Second Street, Jamestown
  • 121 Chautauqua Avenue, Lakewood
  • 71 Main Street, Randolph
  • 7 North Pearl Street, Frewsburg
  • 1 East Main Street, Panama

Just find the green-colored poster that details this service, labeled “We’ve Joined Forces”. Complete the transaction slip that is provided next to the poster. Then take that slip to the teller and your transaction will be performed and posted to your account with Inner Lakes.

A member taking advantage of this service must provide a picture ID and a document that clearly shows their Inner Lakes account number (such as a membership card, a recent receipt, or a recent statement).

Remote Deposit Capture (RDC)

What is this new service, Remote Deposit Capture (RDC)?

  • RDC allows Inner Lakes members to take a picture of a check and upload it directly to their account for deposit.
What are the details?
  • Simply open the Inner Lakes mobile app, log into your account, and click on the “Deposit” button. The first time you do this, you will have a simple electronic sign-up form to complete and submit. We will then notify you that this free service is now available to you. After that, when you hit the “Deposit” button, you will simply type in the amount of the check, and then snap a picture of the check itself (front and back). When we receive a check image from you, we’ll post the deposit to your account.
What are the benefits?
  • saves time
  • completely free
  • available to all our members
  • convenient
  • simple to use
  • secure transfer
  • you have the ability to use it anytime, from anywhere
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