Westfield: (716) 326-3858     Fredonia: (716) 672-5666     Dunkirk: (716) 366-5864     Stow: (716) 763-8062
News & Information


      Previous Newsletters:
Spring Vehicle Loan Promo

For March, April, and May we are offering a spring vehicle loan promo that has 0% interest for the first six months of the loan for 2012-2015 vehicles – and 0% for the first three months of the loan for 2011 and older vehicles. After the 0% time period is up the rate will revert to the appropriate rate for term and credit score of the loan.

So don't feel trapped by your car loan! Move your current car loan to us – or let us help finance your next vehicle – and enjoy our great rates!

Reduced-rate Credit Card Promo

We are offering a reduced-rate credit card promo this February, March, and April. This promo applies to all new and existing credit card holders. All credit purchases and balance transfers made during these three months will be 3.9% APR for our Platinum card and 6.9% APR for our Classic card – for 12 months!

And to transfer balances from higher-interest cards to your Inner Lakes card, please complete our balance transfer form.

Don't have an Inner Lakes credit card? Contact us for a simple application.

We’ve Joined Forces!

As a member of Inner Lakes you can now do the following transactions at any JACFCU branch:

  • cash and check deposits (no dollar limit)
  • cash and check withdrawals (verification and limits apply)
  • check cashing (verification and limits apply)

The JACFCU branch locations that are now available to you for these types of transactions are:

  • 915 East Second Street, Jamestown
  • 121 Chautauqua Avenue, Lakewood
  • 71 Main Street, Randolph
  • 7 North Pearl Street, Frewsburg
  • 1 East Main Street, Panama

Just find the green-colored poster that details this service, labeled “We’ve Joined Forces”. Complete the transaction slip that is provided next to the poster. Then take that slip to the teller and your transaction will be performed and posted to your account with Inner Lakes.

A member taking advantage of this service must provide a picture ID and a document that clearly shows their Inner Lakes account number (such as a membership card, a recent receipt, or a recent statement).

Volunteer Income Tax Assistance (VITA)

Our credit union will again be participating in the VITA free tax program.  Since 2006 we have been assisting members with low to moderate incomes by preparing and electronically filing tax returns for the people of the community.  Members who would like to take advantage of this program have to meet certain income guidelines.  If your family income is less than $53,000 you are eligible to take advantage of this free program.  When you call for an appointment it will be determined then if you qualify under the income guidelines.

The Fredonia branch will be the site for tax preparation.  The volunteers will see members by appointment only.  Please call (716) 672-5666, ext 229 to set up your appointment.  We will begin taking appointments in late January. 

If you do take advantage of this opportunity, you will need to bring in your tax forms, W-2 forms, any other income statements, photo ID and social security cards for your dependents.  If you are the custodial parent you must also bring in proof that you can claim the children as dependents.  Please direct any of your tax questions to Roberta Coniglio, site coordinator at the Fredonia branch.  She can be reached at (716) 672-5666, ext. 229.

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