Westfield: (716) 326-3858     Fredonia: (716) 672-5666     Dunkirk: (716) 366-5864     Stow: (716) 763-8062
 
 
   
Loan Rates
 

As of September 1, 2014

MORTGAGES APR*
15 Years or Less Please contact the credit union at (716) 326-3858 
15 - 30 Years Please contact the credit union at (716) 326-3858 
 
HOME EQUITY LOANS APR* As Low As
Home Equity 5.00% Variable
 
AUTO LOANS APR* As Low As
2011 - 2014
Up To 36 Months 1.99%
Up To 48 Months 2.24%
Up To 60 Months 2.24%
Up To 72 Months 2.99%
Up To 84 Months (Conditions Apply) 4.50%
2010 & Older
Up To 36 Months 4.00%
Up To 48 Months 4.25%
Up To 60 Months 4.25%
 
PERSONAL LOANS APR* As Low As
Up To 60 Months 8.50%
 
SECURED LOANS APR* As Low As
Titled Secured** 3.75%
Other Secured*** 3.75%
 
VISA CREDIT CARD - No Annual Fees APR* As Low As
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* APR=Annual Percentage Rate. All rates based on credit worthiness. Rates subject to change without notice.

** Titled (secured) loans usually include: newer boats, tractors, snowmobiles, RVs, ATVs, jet skis, mobile homes, and any other similar item that has a legal title.

*** Other secured loans are any loans that can be collaterailized by placing a security interest or "lien" aganst it through a NYS Uniform Commercial Code (UCC) designation. This designation gives the credit union the right to the property should the loan go into default. Other secured loans usually include compter equipment and older boats, tractors, snowmobiles, RVs, ATVs, jet skis, and mobile homes.

 
     
   
 
 
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National Credit Union Administration.
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