Are you looking for a way to set aside money for Christmas so you don’t have the gift-giving expense all at once? We have something you need.

What is this service?

This service is a type of share (savings) account that you can contribute to all year long. You can start it or end it whenever you like.

How does this service work?

• You can have monies directly deposited from your check or you can contribute as frequently as you would like.
• You can withdraw money when you need to throughout the year with no penalties or fees.
• The credit union mails out checks in mid-October for the monies in your Christmas Club (if you don’t want a check sent, let us know the first week in October).

What are the benefits?

• There are no FEES or charges to use this service.
• Use it if you need to or save it until Christmas.
• This account has an interest rate of 1.75% APR (1.76% APY).

How do I sign up?

Ask one of our friendly Member Service Representatives at any office for an account card and tell them you want to open a Christmas Club Account.